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82412

82412 - Real Estate Mortgages & Home Mortgage Company Directory

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What is the difference between 'locking' and 'floating'? A lock gives you a specified period of time - usually 60 days - of protection from financial market fluctuations in interest rates by setting the range of pricing available to you. If you choose to "float" or defer "locking," your rate will fluctuate with the market and will be subject to both upward and downward movements in the market. The benefit to floating is if interest rates were to decrease, you would have the option of locking in at a lower level of rates.
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82414 82420 82421 82422 82423 82426 82428 82430 82431 82432 82433