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82007

82007 - Real Estate Mortgages & Home Mortgage Company Directory

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What is the difference between 'locking' and 'floating'? A lock gives you a specified period of time - usually 60 days - of protection from financial market fluctuations in interest rates by setting the range of pricing available to you. If you choose to "float" or defer "locking," your rate will fluctuate with the market and will be subject to both upward and downward movements in the market. The benefit to floating is if interest rates were to decrease, you would have the option of locking in at a lower level of rates.
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